Safeguard Your Finances And Save More With Peak Wealth Management
You stand to learn a thing or two from these Shire-based advisors
Kristian & Andrew
Figuring out a household budget; weeding through superannuation options; taxes; managing debt; planning for retirement. For most, confronting any of these topics can be enough to spell a serious headache. But not for Kristian and Andrew, the duo behind Peak Wealth Management.
No matter how ambitious your financial goals are, let’s face it; most of us simply don’t have the time to sit down and map out the best pathway to reach them. Between 9-5s, kids, life admin and a lack of industry knowledge, the overwhelm is quick to kick in - and finances are subsequently quick to take the backburner. If you’re nodding your head along in agreement, perhaps it’s time to look to the experts.
“But what does a financial manager actually do?” we hear you ask. It’s an industry with a lot of fancy lingo, but put simply: “we guide people through their financial journey,” says Kristian, who has been referred to as a “pROJECT MANAGER, FOR EVERYTHING MONEY RELATED”.
Peak Wealth Management Office
Peak Wealth Management’s service is not an out-of-reach one. Contrary to common belief, it is not reserved only for the high-rollers, those with an existing investment portfolio or who have come into a large sum. It’s also for the day-to-day stuff - cash-flow, budget and crisis planning, life insurance, superannuation and paying less tax - legally. At the end of the day, says Kristian, a financial advisor’s job is to set you up to make future plans and better decisions when it comes to your cash and your overall wealth.
And if you’ve been toying with the idea of a financial planner, but are waiting for ‘the right time’, it turns out, there isn’t one. “The majority of clients reach out when they don't know what to do next; they feel lost with their finances” Kristian explains. “The ‘right time’ is whenever you feel like you actually want to move forward. We think everyone should know how to manage their money - and how to do it well.”
Engaging a financial advisor can seem like a big investment, especially if your reason for doing so is high tax bills or a lack of structure and therefore savings. But Andrew and Kristian believe in a holistic approach. Rather than popping bandaids on your financial wounds, they set you up with a structure and a strategy guaranteed to earn you more savings and leave you much better off in the long term. “We look at a client's complete financial picture. We want to understand their goals and needs and put a plan in place based on that,” Kristian explains. “It's not just about us telling them what to do, it's about getting them involved and educated.”
Just as you’d hope with any financial service you’re looking to engage, Kristian and Andrew aren’t all talk. They can put their money where their mouth is and they’ve got an impressive collection of awards to prove it. In 2021, the company was named Client Servicing Company of the Year by the Independent Financial Advisor Body. The following year, Kristian was awarded the Risk Advisor of the Year Australia-wide. Andrew has recently been shortlisted for the Power 50 Most Influential Financial Advisors in Australia.
OK. It’s time to get down to the nitty gritty: the cost.
Honestly, it’s probably not as high as you might think. Depending on your scope of work, of course, you can expect Kristian and Andrew’s rate to start from $2,000 - and remember, the goal is to leave you in a better financial position and feeling far more confident than you would have been without it.
To find out more about Peak Wealth Management’s services, visit peakwm.com.au